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Terms of Use

Last updated 2026-10-03

These terms cover your use of the ardesse.com website. By using this site, you agree to them.

Who you're dealing with

Ardesse is the trade name of Uzair Ali Murtaza, an independent developer in Pakistan. Ardesse is not an incorporated company.

The products described here

This site describes Ardesse's products as they exist today. Products change over time: features are added, changed, or removed, and a product's availability (for example, closed testing versus a public store listing) can change without notice. The information on this site is a snapshot and may lag behind the current state of a product.

Calculators give estimates, not binding answers

Tools on this site, including Taqaud and the car loan interest deduction calculator, produce estimates. They are based on the information you enter and the rules as understood when the tool was built, and they are not official calculations.

For a binding answer about a GOSI pension, contact GOSI directly. For a binding answer about a US tax deduction, consult the IRS or a qualified tax professional. Ardesse is not affiliated with GOSI, the IRS, or any other government body, and nothing on this site should be treated as official guidance from them.

No warranty

This site and the products it describes are provided "as is," without warranties of any kind, express or implied. Ardesse does not guarantee that any tool, calculator, or app will be accurate, uninterrupted, or error-free.

Limitation of liability

To the fullest extent permitted by law, Ardesse is not liable for any loss or damage from your use of this site or any product described on it. This includes decisions made based on a calculator's estimate.

This site links to third-party sites and app stores, including Google Play and the Chrome Web Store, to let you install or use Ardesse's products. Ardesse does not control those sites and is not responsible for their content or practices.

Trademarks

Google Play and the Google Play logo are trademarks of Google LLC. Chrome Web Store is a trademark of Google LLC. Use of these trademarks on this site is only to identify where a product can be installed and does not imply any endorsement by Google.

Changes to these terms

These terms may be updated from time to time. The date at the top of this page shows when they were last changed.

Governing law

These terms are governed by the laws of Pakistan.

Contact

Questions about these terms: hello@ardesse.com.